FIDERA LAW
Canadian immigration law

ImmigrateBusinessProvincialNew Brunswick

Business and entrepreneur · Provincial · New Brunswick

A low investment threshold, and two years of real obligations.

New Brunswick asks for $500,000 of net worth, or $300,000 in agriculture, and only $150,000 of investment, which is among the lowest in the country. It is also the least restricted part of the province's programme. What it asks in return is a performance agreement, a two-year establishment period with a residence obligation, and nomination only after the business has run for six months.

Where this stands

This is the least restricted part of the New Brunswick programme. Every worker route in the province carries sector bars, occupation bars or both. We found none on this one, which makes New Brunswick unusual in 2026, when Ontario and Saskatchewan have no business route at all.

Official guide dated March 2025 · verified against the live pages 18 August 2026

The governing guide predates the 2026 restrictions, and that is worth knowing

The province's Business Immigration Stream application guide is dated March 2025. We could not locate a more recent version. New Brunswick made significant changes to its worker streams in February and May 2026, and while we found nothing extending those to this stream, a guide that predates them is a guide worth confirming rather than assuming.

Every figure on this page comes from that guide or from the province's current pages. Before capital moves, the thresholds should be confirmed against whatever version is then in force, because a superseded investment figure is an expensive thing to rely on.

  • The investment threshold is low. One hundred and fifty thousand dollars, which is materially below what most provinces ask. Manitoba asks $250,000 inside its capital region, and Ontario's former stream asked $600,000 inside Toronto. For a smaller business this is one of the more reachable thresholds in the country.
  • Agriculture is treated differently in both directions. The net worth threshold drops from $500,000 to $300,000, and an exploratory visit becomes mandatory before an expression of interest can be submitted. One concession and one additional requirement.
  • It replaced the Entrepreneurial stream. Any guidance describing an active New Brunswick Entrepreneurial stream is out of date. The old forms remain in use only for existing clients of that stream.
  • No deposit is described. The official guide sets out no deposit or escrow arrangement. Capital goes into the business.
  • The residence obligation is specific and enforceable. Seventy-five percent of a two-year establishment period, and within 100 kilometres of the business. That is not a formality and it should be planned for before you commit.

What the stream requires

New Brunswick Business Immigration Stream requirements, from the guide dated March 2025
RequirementWhat New Brunswick asks for
Personal net worthAt least $500,000, or at least $300,000 for the agriculture sector. Must be legally obtained and verifiable, and includes the assets of a spouse or common-law partner. Inheritances, donations and gifts received less than six months before the application are excluded.
Net worth verificationBy one of three designated firms, being Doane Grant Thornton in Fredericton, MDD Forensic Accountants in Halifax, or MNP in Vancouver. Do not engage a verifier until you have received an invitation to apply.
Minimum investmentAt least $150,000 before taxes, excluding items for personal use. You must control at least 33.3 percent of the equity.
Business experienceAt least two years within the past five, either owning at least 51 percent of a for-profit business or in senior management of one, with active daily management and supervision of at least two employees.
Job creationAt least one full time job, meaning 30 hours a week or more, for a Canadian citizen or permanent resident in New Brunswick, who is not you, your spouse or a family member.
LanguageAt least CLB or NCLC 4 in all four abilities.
EducationAt least a Canadian high school diploma or a foreign equivalent with an educational credential assessment less than five years old.
Age19 to 59.
Exploratory visitNot mandatory for most sectors, and worth points where made within the twelve months before applying and lasting at least five full business days. Mandatory for the agriculture sector before an expression of interest can be submitted.
FeesThe expression of interest is free and valid for twelve months. A processing fee of $2,000, non-refundable, falls due on invitation, with no additional charge for family members.

Ineligible businesses include consultancy, e-commerce and online businesses, bed and breakfasts, coin-operated businesses, home-based businesses, landlord and rental management, immigration-linked passive investments, adult services, not-for-profits, and professional practices without proof of a New Brunswick licence. That list is longer than most provinces publish and it should be the first thing you check.

What counts towards the $150,000 investment, and the caps that apply
ComponentLimit
Business premises or landMaximum 25 percent of the investment
Leasehold improvementsMaximum 25 percent
Manufacturing equipmentMay count in full
Office equipmentCounts, with no separate cap published
Initial inventoryMaximum 50 percent
First six months of operational costsCounts, with no separate cap published
Professional servicesMaximum 4 percent, or $10,000, whichever is lower
A business vehicleMaximum 5 percent, or $15,000, whichever is lower

These caps are the part of the stream most often overlooked, and they change what a given plan is worth. A business whose costs are concentrated in premises and inventory can find that a good deal of its actual outlay does not count towards the $150,000, because premises are capped at a quarter and inventory at a half.

How the application is scored

New Brunswick scores this stream out of 100 with a minimum of 65. We publish the factor maxima and the business plan sub-factors, which the guide sets out. We do not publish a calculator, because the guide's internal bands for age, language and education were not something we could confirm in full, and a calculator built on guessed bands would produce a number that looks authoritative and is not.

Selection factors, from the guide dated March 2025
FactorMaximum
Age10
Language skills25, being up to 20 for a first official language and up to 5 for a second
Education20
Business ownership or senior management experience15 for ownership, or 9 for senior management
Business plan25
Adaptability, for a spouse5
Total100, with a minimum of 65

Business ownership experience is worth six more points than senior management experience. Where a candidate could credibly be characterised as either, that distinction is worth establishing carefully rather than leaving to an assessor.

The business plan factor, broken down
Sub-factorPoints
An exploratory visit5
Transfer of five or more years of experience in the same industry4
A location outside Greater Fredericton, Saint John and Moncton5
Detailed market research5
Inclusion of the relevant statutes and regulations3
Eligible investment above $500,0003
Eligible investment between $150,000 and $499,9992
Maximum25

The two investment figures are alternatives rather than additions, which is how the sub-factors reach 25 exactly. This table is the most actionable thing on the page, because four of the seven sub-factors are within your control at no capital cost, being the visit, the location, the market research and the regulatory analysis. Together those four are worth 18 of the 25.

The location point is worth reading twice. Five points for siting the business outside Greater Fredericton, Saint John and Moncton, on a grid where 65 of 100 is the threshold. Combined with a five-day exploratory visit, detailed market research and a plan that engages with the actual regulatory framework, that is eighteen points available without increasing the investment by a dollar.

Business Immigration Stream requirements checker

A structured way to see where you stand against the published criteria. It returns an indication only, not an eligibility decision, not legal advice, and not a prediction that you will be invited.

Your situation

Nothing you enter leaves your browser.

What this does not test. It checks the published eligibility criteria from the guide dated March 2025. It does not score you, because we could not confirm the guide's internal bands for age, language and education in full and will not build a calculator on assumed bands. It cannot tell you how the province will characterise a particular business, and the line between an eligible business and an excluded one such as consultancy or an online business is not always obvious from the outside. It does not confirm that the March 2025 guide remains the governing version. On a file committing this much capital, treat this as the start of a conversation. An indication only, not an eligibility decision and not legal advice.

The two years after approval

Where the real commitment sits

Approval is not nomination. What sits between them is a Business Performance Agreement and a two-year business establishment period with obligations that are specific, dated and enforceable.

The sequence after approval
StageWhat is required
Performance agreementSigned within sixty days of its issuance. Only then is a work permit support letter issued.
ArrivalReport your arrival in New Brunswick within one month.
Business openingReport the opening of the business within nine months.
ResidenceLive in New Brunswick for seventy-five percent of the two-year business establishment period, and within 100 kilometres of the business.
OperationOperate the business for at least six consecutive months and meet the investment conditions in the agreement.
Requesting nominationSubmit the prescribed request form. A site visit and an interview follow.
Failure to establishIf the business is not established within the two-year period, nomination is refused.

The establishment period runs two years from your arrival. Read the residence obligation alongside it. Seventy-five percent of two years within 100 kilometres of the business is a real constraint on travel and on any arrangement where the family settles elsewhere.

  • You carry the risk first and the status comes last. Capital committed, a business opened, two years of residence largely in one place, then a site visit and an interview, then a nomination, then a separate federal application. Anyone describing this as buying permanent residence has not read the sequence.
  • The nine-month opening deadline is the one that catches people. Nine months from arrival to a reported business opening is not long for a business needing premises, licensing or construction. The preparation that happens before you arrive is what makes that deadline reachable.
  • The site visit means the business has to be real and visible. An operation that exists mainly on paper does not survive an in-person visit and an interview, and this is the stage at which that becomes apparent.
  • A refusal at the end is not a refund. The $2,000 fee is non-refundable and the investment is in the business. Failure to establish within two years means refusal of nomination, with the capital already committed.

What to establish before you commit capital

Whether the business you have in mind is on the ineligible list, whether the agriculture thresholds and mandatory visit apply to you, what the performance agreement will bind you to for two years, and whether the guide governing your application is still the March 2025 one.

01 / Start here

Strategy consultation

A paid session that tests your record against this route and the alternatives, checks how your work is classified, and tells you plainly where you actually stand.

02 / Review

Lawyer review, you file

You prepare and submit; we review the classification, the evidence and the documentation before it goes in, and flag what would be questioned.

03 / Representation

Full representation

We build, document and file the matter as your lawyer of record, and carry it through to the federal permanent residence stage.

Every matter begins with the strategy consultation. If you instruct us within six months of that consultation for a lawyer review or for full representation, the consultation fee is credited against that work. One credit per person.

Frequently asked questions

Is New Brunswick's business route open?

Yes, and it is one of the least restricted parts of the province's programme. We found no sector or occupation restriction on it in New Brunswick's important notices, while the Skilled Worker and Express Entry streams and Atlantic Immigration Program endorsement are all heavily restricted. It replaced the former Entrepreneurial stream, so any material describing an active Entrepreneurial stream is out of date and its old forms are only for existing clients of that stream.

What are the financial requirements?

Personal net worth of at least $500,000, reduced to $300,000 for the agriculture sector, and a minimum investment of $150,000. The investment figure is low by comparison with most provinces. The net worth must be legally obtained, is verified by a designated third-party accounting firm, and includes the assets of your spouse or common-law partner.

Is there a deposit?

No deposit or escrow arrangement is described in the province's official guide. Your capital goes into the business. We flag this specifically because some provinces have historically required substantial refundable deposits and a client comparing programmes may be expecting one. The guide is silent on any such arrangement, and we treat silence as the absence of a published requirement rather than as confirmation that none could ever apply.

Who verifies my net worth?

One of three firms designated by the province, being Doane Grant Thornton in Fredericton, MDD Forensic Accountants in Halifax, or MNP in Vancouver. Do not engage any of them until you have received an invitation to apply. Engaging a verifier early is wasted money if no invitation follows.

Do inheritances count towards net worth?

Not if received within six months before the application. Inheritances, donations and gifts received less than six months before you apply are excluded from the net worth calculation. That is a specific anti-structuring provision and it means a recent transfer intended to lift you over the threshold will not do so.

Is an exploratory visit mandatory?

It depends on the sector, and this is a distinction worth getting right. For most sectors a visit is not mandatory, though it is encouraged and it earns points on the business plan section where made within the twelve months before you apply and lasting at least five full business days. For the agriculture sector an exploratory visit is mandatory before an expression of interest can be submitted at all.

When am I nominated?

After the business has operated. You sign a Business Performance Agreement within sixty days of its issuance, receive a work permit support letter, relocate to New Brunswick, report your arrival within one month and your business opening within nine months, and must reside in the province for seventy-five percent of the two-year business establishment period and within 100 kilometres of the business. After at least six consecutive months of operation, and having met the agreement's investment conditions, you may request nomination. A site visit and an interview follow before the certificate is issued.

What businesses are ineligible?

The list is longer than most provinces publish and it excludes several things people commonly propose. Consultancy. E-commerce and online businesses. Bed and breakfasts. Coin-operated businesses. Home-based businesses. Landlord and rental management. Immigration-linked passive investments. Adult services. Not-for-profits. And professional practices without proof of a New Brunswick licence. If your plan is any of these, the threshold questions do not arise.